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: Using these apps to deceive others is a criminal act (fraud) and can lead to prosecution by Colombian authorities. To keep your money and data safe, only
Searching for "descargar gratis" (free download) for financial apps outside of official stores is dangerous for several reasons: the Apple App Store
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: Many malicious APKs contain "spyware" that gives hackers remote control over your phone, allowing them to read your SMS (including your bank's OTP codes) and see your private photos. How to Spot and Avoid Fake Apps - Kaspersky